H.L.R. Anderson Insurance Agency
220 S. Broad Street
Grove City, Pennsylvania 16127
Phone: (724) 458-8240
Fax: (724) 458-6661
Toll Free: (800) 464-2828
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Individual Life Products

We take pride in our consultative approach; at H.L.R. Anderson Insurance Agency we take the time to understand your changing insurance needs, and will put a business insurance program in place that will deliver economy, superior protection, and risk management assistance.
Some products and services may not be available in your area.
Individual Life Products  Individual Life Products
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Disability Insurance (Individual)   Disability Insurance (Individual)
A study performed by the American Council of Life Insurers showed that a 35 year old is six times more likely to be disabled than die before they are 65. Disability policies can be tailored to supplement employer benefits, provide benefits to the self-insured, or to fund a business disability buy-sell agreement.
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  • Link to our Disability Insurance (Individual) page
Fixed Annuities   Fixed Annuities
Fixed Annuities are a type of insurance contract where an insurance company makes a series of guaranteed payments in exchange for a sum of money at the outset of the contract; some fixed annuities will provide for a payment plan over time to build up the annuity lump sum. This type of investment instrument can help stabilize investment income, defer taxes on investment earnings, and is often part of a financial strategy for retirees or those contemplating retirement. Because of the guaranteed income stream provided by the fixed annuity, the insurance company, rather than the insured (annuity owner), takes the investment risk.
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Health Insurance (Individual)   Health Insurance (Individual)
There are more health plans than ever before and increasingly plans are finding ways to balance important financial protection from medical care costs with premium. Budgeting. Let us know what your unique needs are and we will find a program to fit your protection requirements and budget.
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  • Link to our Health Insurance (Individual) page
Health Savings Account (HSA)   Health Savings Account (HSA)
HSAs are savings instruments that you can use in conjunction with high deductible health insurance policies. HSAs are tax advantaged tools that allow you to invest money for the purpose of paying future medical expenses. Funds in HSAs accrue over time and let you control what medical expenses you will use the funds for and when. HSAs are completely portable and can help you cover high deductibles or expenses that your insurance policy won't cover.
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  • Link to our Health Savings Account (HSA) page
International Travel and Medical Insurance   International Travel and Medical Insurance
A significant number of US citizens traveling abroad experience health problems and need medical attention. Most domestic medical insurance programs do not provide adequate coverage outside of the US. International Travel Insurance can provide reimbursement for medical care, emergency medical evacuations, and gaps in coverage provided by domestic health insurance policies.
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  • Link to our International Travel and Medical Insurance page
Life and Disability Insurance (Individual)   Life and Disability Insurance (Individual)
Life insurance is an essential part of any financial program. A variety of policies and limits can be used to pay off a mortgage, cover future education expenses, fund a business buy-sell agreement and more. The type of policy and limits you need will depend on your financial goals.

Just as essential is disability insurance. A study performed by the American Council of Life Insurers showed that a 35 year old is six times more likely to be disabled than die before they are 65. Disability policies can be tailored to supplement employer benefits, provide benefits to the self-insured, or to fund a business disability buy-sell agreement.
  • Get a quote for Life and Disability Insurance (Individual)
  • FAQs
  • Glossary
  • Articles and Checklists in Risk Alerts
  • Request More Information
  • Link to our Life and Disability Insurance (Individual) page
Life Insurance (Individual)   Life Insurance (Individual)
Life insurance is an essential part of any financial program. A variety of policies and limits can be used to pay off a mortgage, cover future education expenses, fund a business buy-sell agreement and more. The type of policy and limits you need will depend on your financial goals.
  • Get a quote for Life Insurance (Individual)
  • FAQs
  • Glossary
  • Articles and Checklists in Risk Alerts
  • Request More Information
  • Link to our Life Insurance (Individual) page
Life, Health and Disability (Individual)   Life, Health and Disability (Individual)
Life insurance is an essential part of any financial program. A variety of policies and limits can be used to pay off a mortgage, cover future education expenses, fund a business buy-sell agreement and more. The type of policy and limits you need will depend on your financial goals.

Just as essential is disability insurance. A study performed by the American Council of Life Insurers showed that a 35 year old is six times more likely to be disabled than die before they are 65. Disability policies can be tailored to supplement employer benefits, provide benefits to the self-insured, or to fund a business disability buy-sell agreement.

There are more health plans than ever before and increasingly plans are finding ways to balance important financial protection from medical care costs with premium. Budgeting. Let us know what your unique needs are and we will find a program to fit your protection requirements and budget.
  • Get a quote for Life, Health and Disability (Individual)
  • FAQs
  • Glossary
  • Articles and Checklists in Risk Alerts
  • Request More Information
  • Link to our Life, Health and Disability (Individual) page
Long Term Care Insurance   Long Term Care Insurance
America's population is aging and many of us may find our assets at risk as we struggle to pay the costs of daily living assistance during periods of serious illness or disability. These costs are not covered by traditional health policies or Medicare. For some, Long Term Care Insurance may be the best alternative.
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  • View Article: Understanding the Need for Long Term Care Insurance
  • Link to our Long Term Care Insurance page
Medical Insurance   Medical Insurance
Medical Insurance removes the risk of potentially catastrophic financial loss due to unexpected illness or injury. Apply online and get protection as soon as the next day.
  • FAQs
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  • Link to our Medical Insurance page
Medical, Disability and Long Term Care   Medical, Disability and Long Term Care
There are more health plans than ever before and increasingly plans are finding ways to balance important financial protection from medical care costs with premium. Budgeting. Let us know what your unique needs are and we will find a program to fit your protection requirements and budget.

Just as essential is disability insurance. A study performed by the American Council of Life Insurers showed that a 35 year old is six times more likely to be disabled than die before they are 65. Disability policies can be tailored to supplement employer benefits, provide benefits to the self-insured, or to fund a business disability buy-sell agreement.

America's population is aging means many of us may find our assets at risk as we struggle to pay the costs of daily living assistance during periods of serious illness or disability. These costs are not covered by traditional health policies or Medicare. For some, Long Term Care Insurance may be the best alternative.
  • Get a quote for Medical, Disability and Long Term Care
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  • Glossary
  • Articles and Checklists in Risk Alerts
  • Request More Information
  • Link to our Medical, Disability and Long Term Care page
Short Term Medical Insurance   Short Term Medical Insurance
Short Term Medical Insurance removes the risk of potentially catastrophic financial loss due to unexpected illness or injury. Apply online and get protection as soon as the next day.
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  • Request More Information
  • Link to our Short Term Medical Insurance page
Group Benefits  Group Benefits
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Employee Benefits   Employee Benefits
Comprehensive employee benefit plans for the business community including health insurance, disability insurance, long term care insurance, 401-K, dental insurance, life insurance, annuities, mutual funds, retirement plans, sec. 125.
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  • Link to our Employee Benefits page
Group Benefits   Group Benefits
Life, health, disability, retirement plans...we have all the options you need to make sure your company's overall compensation plan helps attract and retain the employees you need to give your business a competitive edge.
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  • Link to our Group Benefits page
Group Health Insurance   Group Health Insurance
Health insurance is an important benefit for your employees. Having the right plan can give your business a competitive advantage as part of your overall compensation program. In fact, many people who would otherwise be qualified to run their own businesses may work for yours because of access to your benefits program. Let us help you find the best program for you.
  • Get a quote for Group Health Insurance
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  • Link to our Group Health Insurance page
Group Life Insurance   Group Life Insurance
Life insurance is an important benefit for your employees. Having the right plan can give your business a competitive advantage as part of your overall compensation
  • Get a quote for Group Life Insurance
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  • Link to our Group Life Insurance page
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Some products and services may not be available in your area.
 
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